Cobra Announces Two New GMRS Radios at CES 2012

18
01

2012
19:53

Cobra announced two new additions to its current line of two-way radios during the 2012 International Consumer Electronics show, which was held January 10-13, 2012 in Las Vegas, Nevada.

Both models are modestly priced, yet include two specific features previously found only on higher-end models: advanced NOAA Weather Radio (NWR) and All Hazards Alert. NWR allows access to the national network of NOAA Weather Radio All Hazards radio stations. These stations broadcast around-the-clock information on weather conditions from the National Weather Service, as well as official National Weather Service warnings, watches, forecasts and other alerts.

These two new models, due out in March of this year, are the CXT135 and the CXT235.

CXT135 – This new Cobra GMRS two way radio includes advanced NOAA Weather Radio capabilities and Cobra touts it as “the most economical weather radio on the market today”. It has an advertised range of up to 16 miles, Call Alert, a Power Saver feature to extend battery life, and rechargeable Nickel Metal Hydride (NiMH) batteries. For all its powerful features, the new CXT135 also quite affordable, with a manufacturer’s suggested retail price of only .95.

CXT235 – This powerful new member of the Cobra GMRS family has all the aforementioned features of the Cobra CXT135 with greater range of up to 20 miles, according to Cobra. Along with the NOAA All Hazards Alerts, this radio emits a loud audible alert if there is a weather related or other emergency. Should NOAA send a tone alert with the warning, the alert will trigger an automatic alarm on the CXT235, which will activate even if the audio is turned off. This feature can be very important if such a warning is issued overnight while you are asleep. The suggested retail price of the CXT235 is .95.

Cobra added the CXT 135 and CXT 235 to their existing product line, which includes the CXT425, CXR725, CXR825 and CXR925. According to Cobra, the CXT135 and CXT235 will replace the CXT125 and CXT225, respectively.

Buy Two Way Radios – The Blog

Two Way | No comments

Just How Insurance Providers Evaluate Risk

18
01

2012
06:42

There are plenty of insurance providers about, like Clientele insurance for example, and all of them base the actual premiums that they charge you on a risk assessment. A number of people wonder just how they evaluate this kind of risk, however, because insurance providers do not really make this public knowledge.

Insurance companies just like Clientele insurance base their risk checks upon statistics. However, your typical insurance coverage advisor isn’t competent enough nor will have sufficient time to estimate the actual statistical possibility of an event taking place. Which means that they need to have the statistics calculated for them by people who have studied statistics and actuarial science. Here is how it works, briefly, needless to say.

The statistics are collected regularly by government workers. The statistics will relate to, for example, death rates of individuals in a variety of age ranges, the frequency of vehicle accidents and all types of other crimes, and that type of thing. They’ll be location-specific as well as incident-specific. The actual statisticians employed by the insurance coverage companies will then have a look at these statistics as well as determine the prospect of certain events occurring to someone in a particular age bracket with specific risk factors.

The issue that the insurance statisticians then face is the fact that insurance companies such as Clientele insurance have dozens of applications for insurance coverage each and every day. It’s just too much work to determine the risk profile for each of them on an individual basis. Thus they have to make use of modelling programs which take the person’s demographic along with other personal data as an input and calculate the risk profile of that individual based on the statistics it has saved. This sort of software is really complicated to design and the data has to be re-entered each year because statistics change.

As mentioned before, the risk factors differ from region to region and this implies that you’re going to get an insurance rate if you reside in the middle of Johannesburg that’s different to the one you’re going to get if you live in Poffadder even if your profiles are the exact same. Additionally, it means that both you and your better half will get different rates on the same type of life insurance coverage. Everything comes down to your individual risk profile. Even some thing as minor-seeming as sexual category may have a large effect on your insurance premiums.

You might have realized that different insurance companies will give you different rates, even though you give them the exact same information. This is because they assign different values to each risk level. So you may be placed in to the same risk class at each insurance provider but will obtain a different rate because of their internal business policies.

As you can tell, the calculation of the individual person’s risk profile is quite an elaborate procedure involving a lot of calculations. Fortunately, you will able to get insurance quotes rapidly thanks to the hard work of statisticians within calculating generic equations for working out risk profiles based on the statistics released by the government.

Share

subwooferboxshop.com

Car | No comments